Mortgage Modification Mediation Program

MMM Program – the Bankruptcy Court’s Mortgage Modification Mediation (“MMM”) program provides for an opportunity to pursue mortgage modification during a bankruptcy case. The MMM program is most often pursue during Chapter 13 Bankruptcy cases.

Under the MMM program, the homeowner and the mortgage lender are provided an opportunity to communicate through the MMM internet portal to explore mortgage modification opportunities.  The Court appoints a MMM mediator to assist the parties.

Advantages of MMM

  • Mortgage lender required to communicate in good faith
  • Bankruptcy Court mediator appointed to assist the parties
  • Expedited communications with mortgage lender through internet portal